Legal

Privacy Policy

This Privacy Policy explains how Stvondaruno collects, uses, discloses, and safeguards information when you visit our website or use our services. Please read this policy carefully. This is a general template and should be reviewed and adapted to reflect your organisation's actual data practices and applicable legal requirements before publication.

Last updated: This document is a general-purpose draft provided for informational structure only. It does not constitute legal advice and should be reviewed by a qualified professional prior to use.

1. Who We Are

Stvondaruno ("we", "us", or "our") provides cash flow optimization tools and related services to small and medium businesses. This Privacy Policy applies to information collected through our website, applications, and any related services (collectively, the "Services").

2. Information We Collect

We may collect the following categories of information, depending on how you interact with our Services:

  • Contact information: such as your name, email address, phone number, and company name when you submit a form, request a demo, or contact us.
  • Account information: such as login credentials and profile details if you create an account with us.
  • Financial and business data: such as cash flow figures, banking connections, or accounting data that you choose to provide or connect in order to use our optimization tools.
  • Technical information: such as IP address, browser type, device information, and usage data collected automatically through cookies and similar technologies.
  • Communications: records of correspondence when you contact us via email, forms, or other channels.

3. How We Use Your Information

We use the information we collect for purposes that may include:

  • Providing, maintaining, and improving our Services;
  • Responding to inquiries and providing customer support;
  • Generating cash flow insights and recommendations within the Services;
  • Sending administrative communications, updates, and, where permitted, marketing communications;
  • Monitoring and analysing usage trends to improve functionality and security;
  • Complying with legal obligations and enforcing our terms and policies.

4. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing personal data, we rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, our legitimate business interests, and compliance with legal obligations. Where processing is based on consent, you may withdraw that consent at any time as described in Section 8.

5. How We Share Information

We do not sell personal information. We may share information in the following circumstances:

  • Service providers: third parties that perform functions on our behalf, such as hosting, analytics, or customer support tools, under appropriate confidentiality obligations;
  • Business transfers: in connection with a merger, acquisition, financing, or sale of assets, subject to standard confidentiality arrangements;
  • Legal requirements: where required to comply with applicable law, regulation, legal process, or governmental request;
  • With your consent: in other circumstances where you have provided explicit consent.

6. Data Retention

We retain personal information for as long as necessary to fulfil the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law. Criteria used to determine retention periods include the length of our ongoing relationship, legal obligations, and applicable statutes of limitation.

7. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to operate the Services, remember preferences, and analyse site usage. You can typically control cookies through your browser settings; disabling certain cookies may affect the functionality of our website.

8. Your Rights

Depending on your jurisdiction, you may have rights regarding your personal information, which can include the right to access, correct, delete, restrict, or object to processing, as well as the right to data portability and the right to withdraw consent. To exercise any of these rights, please contact us using the details provided in Section 12.

9. Data Security

We implement reasonable technical and organisational measures designed to protect personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

10. International Data Transfers

If we transfer personal information across borders, we will take steps intended to ensure that such transfers comply with applicable data protection laws, including the use of appropriate safeguards where required.

11. Children's Privacy

Our Services are intended for business use and are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us so we can address it.

12. Contact Us

If you have questions or requests regarding this Privacy Policy or our data practices, please contact us via the details listed on our Contact page or write to us at the address provided in the footer of this website.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We encourage you to review this page periodically for the latest information on our privacy practices.